Mint.com put together a list of the top three ways types of companies that prey on the weak, and shows the end result.
The Shaft
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The New York Times recently released a study on how varying groups spend their days. It lets you view by age, gender, race, education level, and the number of children one has. Adjusting the different options leads to some interesting conclusions. As a 25 year white male with a BS degree on the way, I fit into most of the higher percentages with that bracket. How do you stack up? http://www.nytimes.com//interactive/2009/07/31/business/20080801-metrics-graphic.html  Ages 15-24 Reader’s Digest just released an article with 10 great tips to eat less when eating out, or at a friends house. These are mostly common sense, but reminders are always great. http://www.rd.com/living-healthy/10-ways-to-right-size-your-meals-and-lose-weight/article16306.html 1. Contemplating seconds? Wait 10 minutes. Your stomach needs about that long to signal the brain that it’s full, so stall before helping yourself to more mashed potatoes or lasagna. Keep the conversation going, tell a joke, or if you’re dining alone, read the newspaper or walk around the house. If you’re truly hungry after the delay, have seconds of the veggies or salad.
Portion control will always lead you down the path to weight loss.
2. Quit the clean plate club. One in four Americans eat everything they’re served no matter how big the portions, surveys reveal. A better strategy: Eat a healthy portion, then stop. It’s better to waste a little food (and save it for tomorrow) than to overload your body.
3. Never eat directly out of the bag, box, or carton. Put the portion on the plate right away and put the package away, then sit down and enjoy.
4. Like big portions? Do this. Overload your plate with vegetables or salad with a smidgen of dressing or have a big, steaming bowl of broth-based soup. These water-rich, low-fat foods are so low in calories that a big portion isn’t a problem.
5. Use a salad plate as your dinner plate. Less real estate means automatic portion control.
6. Make “small” your default setting. When ordering food or drinks or buying packaged food at the store, automatically go for the smallest size of any high-calories items (The exceptions: Salads and veggies without added fat.) Get the small latte, the 6-inch sub instead of the 12-inch, the small cookie instead of the 4-inch chocolate chip behemoth. Calories haven’t bought can’t end up around your waist.
7. Go single-serve. Buy or make ice cream, sweets, or other high-cal foods, in individual serving sizes. Instead of a half-gallon of Rocky Road, buy ice cream sandwiches; make cupcakes instead of cake; and buy single-serving bags of chips.
8. But read the label first. Many packaged foods and drinks look as if they provide one serving are actually meant to serve two or more people. However, the calories and other nutrition info on the label are for just one serving, so read the number of servings per container first. Then be sure to eat or drink just one serving.
9. Pack your leftovers before eating. Sure, it’s easy to put a healthy plate of food in front of you. The trouble comes when the plate empties and you have more if each food sitting in front if you in alluring serving bowls. The answer: Package and store leftovers before you sit down to eat. That way, getting seconds becomes a whole lot harder and feels more inappropriate.
10. Round out the meal with raw produce. As you transition to more modest portion sizes, you may find yourself craving more food with your meal. The answer: a piece of fruit or a crunchy, large serving of celery, carrots, or peppers. There is no easier, healthier way to “beef up” a meal than with an apple, an orange, a big helping of watermelon or cantaloupe, or a sliced tomato
1. Contemplating seconds? Wait 10 minutes. Your stomach needs about that long to signal the brain that it’s full, so stall before helping yourself to more mashed potatoes or lasagna. Keep the conversation going, tell a joke, or if you’re dining alone, read the newspaper or walk around the house. If you’re truly hungry after the delay, have seconds of the veggies or salad. Portion control will always lead you down the path to weight loss. 2. Quit the clean plate club. One in four Americans eat everything they’re served no matter how big the portions, surveys reveal. A better strategy: Eat a healthy portion, then stop. It’s better to waste a little food (and save it for tomorrow) than to overload your body. 3. Never eat directly out of the bag, box, or carton. Put the portion on the plate right away and put the package away, then sit down and enjoy. 4. Like big portions? Do this. Overload your plate with vegetables or salad with a smidgen of dressing or have a big, steaming bowl of broth-based soup. These water-rich, low-fat foods are so low in calories that a big portion isn’t a problem. 5. Use a salad plate as your dinner plate. Less real estate means automatic portion control. 6. Make “small” your default setting. When ordering food or drinks or buying packaged food at the store, automatically go for the smallest size of any high-calories items (The exceptions: Salads and veggies without added fat.) Get the small latte, the 6-inch sub instead of the 12-inch, the small cookie instead of the 4-inch chocolate chip behemoth. Calories haven’t bought can’t end up around your waist. 7. Go single-serve. Buy or make ice cream, sweets, or other high-cal foods, in individual serving sizes. Instead of a half-gallon of Rocky Road, buy ice cream sandwiches; make cupcakes instead of cake; and buy single-serving bags of chips. 8. But read the label first. Many packaged foods and drinks look as if they provide one serving are actually meant to serve two or more people. However, the calories and other nutrition info on the label are for just one serving, so read the number of servings per container first. Then be sure to eat or drink just one serving. 9. Pack your leftovers before eating. Sure, it’s easy to put a healthy plate of food in front of you. The trouble comes when the plate empties and you have more if each food sitting in front if you in alluring serving bowls. The answer: Package and store leftovers before you sit down to eat. That way, getting seconds becomes a whole lot harder and feels more inappropriate. 10. Round out the meal with raw produce. As you transition to more modest portion sizes, you may find yourself craving more food with your meal. The answer: a piece of fruit or a crunchy, large serving of celery, carrots, or peppers. There is no easier, healthier way to “beef up” a meal than with an apple, an orange, a big helping of watermelon or cantaloupe, or a sliced tomato. Here’s an interesting article from Wired.com on an extended primate study on lower calorie diets. Check out the findings here While watching a SNL skit the other day on US immigrants and their dreams I started thinking about my dreams and those of my friends. Compared to the ones from a hundred years ago and more, have they changed? Most wanted to be rich, have a large family, and be able to pass their wealth down for generations to come. What are your long term dreams? Many find that their dreams are being erroded, washed away with lost time and rising debt. Has this happened to you? Most are trying to keep up a facade of wealth and power, and only find stress and problems. Some though find the ‘rat race’ amusing at best and refuse to take part in it. They took their grandparents advice to spend some, save some, and give some. They have found that living within their means and not over loading their schedules actually works better. Stress levels plummet or vanish, time is opened to spend with family, and money is suddenly available. Take a few minutes a week to meet with a life coach and discuss where you are, and where you want to be. We offer free 30 minute consultations to do just that. This article comes from T-Muscle, but is a great overview of what causes fat gain, and how to overcome it. Eat Your Lungs Out While Getting Leaner http://www.nytimes.com/2009/05/18/technology/18phone.html?_r=2&ref=technology According to the NY Times the Pre will be out the first week of June. Lifehacker.com is a great resource for ways to simplify your life. Here is an excelent article from them on ways to track your training if a good ol’ pen and pad doesn’t work for you. http://lifehacker.com/5257812/six-best-exercise-planning-and-tracking-tools Six Best Exercise Planning and Tracking Tools
Photo by andronicusmax. Earlier this week we asked you to share your favorite exercise tracking or planning tool. You responded and we rounded up the top six—six on account of a three-way tie. The following contenders represent the most popular tools among Lifehacker readers for tracking, measuring, and quantifying their exercise endeavors. When the item in question is a physical item, such as the Nike+ running system, the operating system listed corresponds to the supported operating system for the accompanying tracking software. Gyminee (Web Based, Basic Account: Free/Pro Account: $45 per year)
RunKeeper (iPhone, Basic: Free/Pro:$9.99)
MapMyRun (Web Based, Basic Account: Free/Pro Account: $48 per year )
Garmin Forerunner (Windows/Mac, $99-$369)
Nike+ (Windows/Mac, $29)
Nokia Sports Tracker (Nokia Smartphones, Free)
Interested owning your own cars, and never having a car payment again? Here is a video from Dave Ramsey on how to do this.
Original link: http://www.daveramsey.com/etc/lms/drive_free/ One of the authors that I respect very highly just released the Ebook “Everything You Ever Really Need to Know About Personal Finance on Just One Page” for FREE! http://www.thesimpledollar.com/onepage I just spent a few minutes reading it from start to finish. It fills you in on everything that you need to know about finance, and 100 ways to start improving your own situation. Please check it out and let us know what you think about it. You can subscribe to his blog here: http://www.thesimpledollar.com/
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Technology and 
Gyminee is web-based fitness tool with an enormous amount of features. Not only can you track your fitness goals like pounds lost, changes in resting heart rate, and all other manner of common fitness measurements, but you can also participate in Gyminees’ vast social network. Group-designed workouts and challenges give you fresh and interesting goals. You can even plan meals, check calorie content, and keep track of your successes and tough times in a training journal. The free account is quite robust and has more than enough features to get you started. Upgrading to the Pro account allows you to create and track custom metrics in addition to the defaults (say, for example, you wanted to track more minute details like changes in arm size). The Pro account also gives you access to advanced workouts and meal planning. Gyminee makes it easy to find a partner to hold you accountable, track your results, and find everything from weight lifting to diet advice.
RunKeeper turns your iPhone into an exercise tracking tool. Once installed you can monitor your speed, how far you run, and track your route on a map. You can review your data on the iPhone itself or upload the data to the RunKeeper website for analysis. The pro version includes audio feedback to make the application easier to use hands free, announcing how far you’ve run and other relevant stats. Finally, if you’re so inclined you can have RunKeeper update your favorite social tools like Twitter or Facebook with workout updates. For more, check out our 
MapMyRun started out as a simple Google Maps mashup for runners and cyclists to set up routes, but it has since grown into a feature-packed site. On MapMyRun you can browse, create, and rank the routes you and others use to get in shape. MapMyRun integrates beautifully with popular exercise gear. You can upload data from your Garmin Forerunner, Nike+, or even turn your iPhone into a piece of exercise equipment with iMapMyRun+. Like another entry in this week’s 
If you’re willing to shell out the cash, the Garmin Forerunner is a formidable training partner. Even the least expensive Forerunner model is still packed with impressive features, most notably the ability to upload records from your training like heart rate, lap times, distance traveled, and so forth. The pricier models add in perks like GPS tracking, virtual training partners, and wireless workout sharing. All of the Garmin Forerunners have software for both Windows and Mac, designed to help you track, chart, and share your workouts. If you’re serious about crunching the numbers, the Garmin Forerunner covers everything from calories burned to strides and everything in between.
Nike+ is a Nike product that combines a small sensor with a supported iPod. The sensor is attached to your one of your shoes and transmits data to your iPod. Nike+ shoes are designed with the sensor in mind and have a small cavity in the heel for it, but the Nike+ sensor can be used on any running shoes by purchasing an inexpensive 3rd party clip or by
Sports Tracker is an exercise tracking tool released by Nokia for their smartphones. Using GPS technology and compatible with popular heart rate monitors, Sports Tracker keeps your workout info handy right there on your phone. Sports Tracker records distance, speed, and time, allowing you to upload your routes to share with others via the 
