lay the waiting game. When you’re tempted to buy something on a whim, wait at least 20 minutes. Then, after clearing your head, reconsider how and when you’ll actually use the product. Instead of simply choosing to have it or not have it, think for a moment about what else you might prefer instead—such as the freedom of having less debt or a bigger purchase that requires saving, such as college tuition, a house or retirement.

via 12 Ways to Stop Wasting Money and Take Control of Your Stuff | Money.com.