When in a financial rut, you might start feeling negative about your situation. This is only normal, but you should stop. I am a firm believer that thinking positively (even when pretending) can change your mindset for the better.
Thinking negatively doesn’t help anything or anyone if you are trying to learn how to get out of a financial rut.
Whenever I am feeling negative, I think about how much time I am wasting by being negative. That usually snaps me right out of my funk because I know I probably could have done something more productive with my time.