Every time someone complains to me about their state of finances, the first question I ask them is this, “Do you track and record your expenses?” or “Do you know where your dollars are going?”.

Most of the time, they will shrug and say, “No”.

And there…right there you have it, the main problem with their finances is the fact that they’re not keeping track of their dollars.

via You Can’t Change What You Don’t Measure – Makin the Bacon.