By the time we combined forces and got engaged in 2007 and married in 2008, we were already in a rare position for our age group: we had no debt, we didn’t live paycheck-to-paycheck, and we earnestly wanted to buy a house. And so, we started saving even more. With the objective of homeownership guiding us, we were content with our uber frugal status. In the same vein as our current style, we rarely ate out, we didn’t pay for entertainment, we didn’t own a car, and we always shopped used. Plus, we lived in a supremely inexpensive basement apartment, which enabled us to ramp up our savings.