So how do you pay $0 taxes when you make six figures? The net result of clever tax moves has been proven. Here’s the exact method to follow: Max out tax deferred savings plans like 401k’s, 457’s, and IRA’s Funnel medical and child care expenses through HSA’s or FSA’s Don’t miss out Read more…
There’s a saying among Alaskan bush pilots: there are old pilots and bold pilots, but there are no old, bold pilots. Put more bluntly: those who takes risks don’t make it. The same principle applies to wealth builders, and there is no bigger financial risk than debt. Donald Trump used Read more…
Generation X appears to be the worst off, according to the survey, primarily because they’re at a point in life that includes many expenses – from tuition to mortgages. Thirty-two percent of survey participants ages 30 to 49 said they had more credit card debt than emergency savings. Millennials are Read more…
“The Joneses” are a concept. “The Joneses” are the things I do not own. “The Joneses” are the skills I want to learn but still need practice to gain. “The Joneses” are the experiences and memories I want to have. “The Joneses” are the infinite potential that this world has to Read more…
6. Frugal people save pennies throughout every single day. 7. Frugal people put aside emergency funds. 8. Frugal people cook from scratch. 9. Frugal people do things the low-tech way. 10. Frugal people repair things. via 10 More Daily Habits of Frugal People – The Simple Dollar.
Do you often find yourself scratching your head at the end of the month because it seems like there should be more money left? The only way to really know and fix your spending leakage is to keep track of every penny that comes in and out. It’s pretty easy Read more…
Many of the strategies for defeating a spending addiction are pretty similar to those that you use to defeat any other addiction. It starts with honesty with yourself and builds to having responsibility toward others and having a plan in place to keep yourself honest. Overcoming a spending addiction is Read more…
“So many people have said to me, ‘You know, when I have cash in my pocket, it just goes. I don’t even know what I spent it on. With a credit card, I know what I spent it on. I can’t pretend that I don’t know, because I see it.’” Read more…
With so many ways to earn extra money, there is almost no excuse not to try. So figure out what jobs you would be comfortable doing and formulate a plan to attract new clients and market yourself as a side-hustle specialist. It might not lead to your dream job, but Read more…
You might be thinking “I’ve tried to sell items before but never have any luck.” That’s probably because you were doing something wrong. There are right and wrong ways to sell things. You might have the exact same item as someone else and that person might have had tons of offers. Read more…