“Virtually every day of our lives, we’re trained to lean towards something we don’t have, which essentially trains us to be dissatisfied with where we already are.” (Read that two or three times, so it really sinks in.) Based on hundreds of conversations I’ve had with people about money, I’d say it’s probably Read more…
The bad news is that we have lost what was once a robust system for identifying kindred spirits. Now that we all share the same record collection, music snobs have no means to recognize one another. We cannot flip through a binder of CDs and see a new friend, a Read more…
How much of your valuable time do you lose parked in front of a screen? Two-thirds of wealthy people watch less than an hour of TV a day and almost that many—63 percent—spend less than an hour a day on the Internet unless it is job-related. Instead, these successful people Read more…
…I must be able to afford it if I was approved for the loan… via 25 Myths Broke People Believe – daveramsey.com.
“Fewer and fewer people desire a passive retirement because they are healthier and there are many more options than were available to our parents. Some have no choice, either because of circumstances or poor planning. The good news is that every day brings more things to do which are both Read more…
“While this is kind of depressing, it makes sense. Financial arguments are the #1 reason for divorce, and if you make less money, you are going to stress more over money and it could cause turmoil in the marriage.” via Wedding Expenses and Marriage Success: Now We Have Data.
“For me, the key to self-control is mindfulness. Most of my self-control mistakes occur when I’m not being mindful at all. I do a lot of things to cultivate my ability to focus in the moment – meditation helps, as does periods of daily reflection on my decisions and mistakes Read more…
1. A “normal” person is concerned with protecting his ego. When dealing with a problem he doesn’t really understand, he pretends he understands the contributing factors and doesn’t try to find out what anyone else thinks. A person with a multimillionaire mind asks questions inces-santly. He has no ego when Read more…
Health Debt often brings a lot of stress and anxiety into your life. You will need to take extra good care of your body so it can deal with the stress. Do we have gym memberships? No. Do we shop at Whole foods? No. This doesn’t stop us from getting Read more…
Snowballs and Snowflakes The idea of a debt repayment plan was in part popularized by radio host Dave Ramsey, who modified the idea a little bit (by encouraging people to sort their debt by balance size) and referred to it as a “debt snowball.” via How to Use the “Snowflake” Read more…