TFF Consulting

How A Year Of Extreme Frugality Changed Us – Frugalwoods

Our dominant culture is geared almost entirely towards creating a life centered on spending money. Advertisers have engineered their reach such that we’re endlessly inundated with ads prompting us to buy. And many of those ads are intended to play upon our most base human emotions: fear, survival, and pleasure. We’re told we must have a new car every few years in order to be safe, new clothes every season in order to be accepted, and Read more…

By tffconsulting.com, ago

The Early Retiree’s Weekly Schedule | Root of Good

I thought it would be fun to look at a typical week for me because it might help others figure out how they can fill their free time.  The schedule also shows the diversity of daily and weekly activities for me.  No two days are alike, and each day typically has a mix of a lot of fun, a moderate dose of physical activity and a small dose of work. I don’t adhere to a strict schedule since my only Read more…

By tffconsulting.com, ago

The Secret to Having a Simplified Schedule

No matter how many commitments we take on, no matter how long the to-do list, we never get more than twenty-four hours in a day. The way we spend those hours should reflect our values and priorities. To use our time well, we need to get rid of all those tasks that creep into our to-do lists. We can’t be always going, always on, always busy. What keeps us from simplifying our schedules and focusing Read more…

By tffconsulting.com, ago

How to be the most productive person in your office — and still get home by 5:30 p.m. – Early To Rise

Here’s Cal: People don’t look at the larger picture with their time and schedule. I know each day what I’m doing with each hour of the day. I know each week what I’m doing with each day of the week and I know each month what I’m doing with each week of the month. Are you rolling your eyes? Does this sound overbearing? It’s simpler than you think. What’s really necessary? Just one hour every Read more…

By tffconsulting.com, ago

12 Shocking Frugal Hacks (You Won’t Believe #2) – Frugalwoods

Are you looking for that one weird trick to catapult you to epic frugality and an early retirement epiphany? Do you want to know the super secret tactics Mr. Frugalwoods, Frugal Hound, and I employ to attain our sky-high 71% savings rate? Have you been prowling the internet for “hot frugal tips”? I know I have. Look no further because today, I’m revealing all. So just how are we positioning ourselves to retire at 33? Read more…

By tffconsulting.com, ago

De-Quasimodo Yourself: 6 Exercises to Counteract Slouching | The Art of Manliness

But slouching has other pernicious effects besides slowing your squat gains. According to Dr. Jason Quieros, a chiropractor at Stamford Sports and Spine in Connecticut, “every inch you hold your head forward [while slouching] you add 10 pounds of pressure on your spine.” If you’re like most chronic desk slouchers, you’re likely leaning your head towards your monitor by 2 or 3 inches. That’s 20 to 30 pounds of extra weight that your back and Read more…

By tffconsulting.com, ago

What I’m Teaching my Son about Money

… I want to pass this gift along to my son if at all possible, because it is truly a great way to live. After all, as parents we are really in the business of producing the happiest and most capable adults we can, given the constraints of the real world. If my boy eventually ends up as happy with his lot in life as his parents are, we will be more than satisfied. Surely Read more…

By tffconsulting.com, ago

Happiness Through Subtraction

This idea is so simple but it is brilliant! We are terrible at predicting what will make us happier but it’s obvious what makes us unhappy so rather than pursue something that likely won’t actually improve our well-being, focus instead on eliminating the things that definitely make us unhappy and the net result will be increased happiness! And that is why the pursuit of financial independence is such a worthwhile endeavor. Having money in the Read more…

By tffconsulting.com, ago

What The Middle Class Doesn’t Understand About Rich People – Early To Rise

… Most people just want to be comfortable. Physical, psychological, and emotional comfort is the primary goal of the middle-class mindset. The wealthy, on the other hand, learn early on that becoming a millionaire isn’t easy, and the need for comfort can be devastating. They learn to be comfortable while operating in a state of ongoing uncertainty. The great ones know there’s a price to pay for getting rich, but if they have the mental Read more…

By tffconsulting.com, ago