Sticking to a budget is more than just keeping your spending under control. Yes, that’s important, but unexpected financial pitfalls can completely blindside you and wreck your budget, too. These fall under three basic categories. Financial writer Trea Branch rounds up three general pitfalls that can wreck your budget. Here Read more…
More important than our practical applications of frugality (say through our $0.39 rice-and-beans lunches) is our shared financial outlook, which guides how we’ve decided to structure our lives. Mr. Frugalwoods and I feel incredibly fortunate that we found each other and evolved together into the frugal weirdos we are today. Read more…
Whether you’re struggling to get your debt under control or simply want to build up an emergency fund or a down payment as quickly as possible, a bare-bones budget is a powerful tool to help get you there. It’s just what it sounds like: your essential expenses, and nothing else. A simple, stripped-down budget can Read more…
We believe budgeting should be easy and, dare we say it, FUN! Give every dollar a name and focus your money on what matters. Knock out those pesky debts and build wealth with this FREE tool. It’s way easier than pen and paper! via EveryDollar – Dave Ramsey Budget Tool Read more…
Do you often find yourself scratching your head at the end of the month because it seems like there should be more money left? The only way to really know and fix your spending leakage is to keep track of every penny that comes in and out. It’s pretty easy Read more…
I use Ting for my phone service. We’ve gone from spending about $150 down to $70 using the same amount of minutes, text, and data. This week they have a great budgeting article. Budgeting (Part II): Where does the money go? – Ting.com.
If you’re trying to figure out where to start with money management and aren’t quite interested yet in outside help, here’s a great free online budget tool that you can get started with. Real Debt Help – Get out of debt with Dave Ramsey’s Total Money Makeover Plan – daveramsey.com.