Expense reduction and optimization isn’t about avoiding the daily Starbucks or always flying out on a Tuesday. Those things help, for sure, but you need to look at expenses the same way you look at saving (a penny saved is a penny earned, right?). Most financial gurus, and me, advise Read more…
When in a financial rut, you might start feeling negative about your situation. This is only normal, but you should stop. I am a firm believer that thinking positively (even when pretending) can change your mindset for the better. Thinking negatively doesn’t help anything or anyone if you are trying to learn how Read more…
Our jobs can leave us stressed out to the point of undesirable health. It is a rarity if you actually genuinely enjoy your job – a majority of Americans don’t. Even if you do, you could be just one unlucky appointment to a jerk boss or recession “right-sizing” away from Read more…
There’s a saying among Alaskan bush pilots: there are old pilots and bold pilots, but there are no old, bold pilots. Put more bluntly: those who takes risks don’t make it. The same principle applies to wealth builders, and there is no bigger financial risk than debt. Donald Trump used Read more…
Simply put, there is no such thing as good debt. There are occasionally good reasons to borrow money, but as soon as you have that debt around your neck, it becomes a weight holding you down. via The Eight Worst Pieces of Financial Advice I’ve Ever Received — and Why Read more…
The modern society has people buying things they do not really care about to impress people they care even less about. All the while racking up debts that then own them. Lifehacker has a great a article on how this can spiral out of control with a link to Get Read more…
One month you’re scrambling to pay medical bills, the next car repairs, and the next setting up a Roth IRA. Will your tactics be different? Personal Finance Tactics Change Depending on Your Goal – The Simple Dollar.