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Finances

Budgeting Software – Free tool

If you’re trying to figure out where to start with money management and aren’t quite interested yet in outside help, here’s a great free online budget tool that you can get started with.

Real Debt Help – Get out of debt with Dave Ramsey’s Total Money Makeover Plan – daveramsey.com.

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Finances Time

A Zero-Based Budget: What and Why – daveramsey.com

Budgets.  What are they?  A plan setup before a set time period begins that controls what the expenditures can be.

For more on the what and why check out this article and PDF guide at the end.

A Zero-Based Budget: What and Why – daveramsey.com.