Simply put, there is no such thing as good debt. There are occasionally good reasons to borrow money, but as soon as you have that debt around your neck, it becomes a weight holding you down. via The Eight Worst Pieces of Financial Advice I’ve Ever Received — and Why Read more…
So why not test drive a new habit with a ten day challenge to see if you can improve an area of your life? Here are five ten day challenges you can use to improve your finances. via 5 Ten Day Challenges You Need to Try | The College Investor.
Look around you. Everyone out there holds a key to your future. Look at them as more than just a cleaner in McDonald’s, a janitor or a successful businessperson. They are, in fact years of decisions and experiences via White Collar Freedom: Your Future Is Looking Right Back At You.
Think about that nice life that the fisherman describes again. “I sleep late, fish a little, play with my children, take siesta with my wife, stroll into the village each evening where I sip wine and play guitar with my amigos: I have a full and busy life, señor.”
That life is a pretty cheap one. He catches most of his own food and probably has a garden to fulfill the rest. He doesn’t need a mansion for this lifestyle. He sips wine in the evening, but it’s probably wine given to him by friends and he likely gives them fish in exchange for it.
Anyone can reach you any time in a seemingly endless number of ways. Sounds great, doesn’t it?
Until you see pictures of teens and adults alike ignoring people in the same room because everyone is staring at their handheld devices.
The MMM blog has amazing personal finance advice, but this article helps out on the Nutrition front as well.
Get to it and learn some new recipes.
Once you start gaining traction on paying off your debt, you realize you were living beyond your means. Then reality hits, and you need to deflate your lifestyle.
This is where a lot of people give up, and go back to normal. Living in debt and beyond their means.
2. Taking Out a Payday Loan Most people have to drive by at least one check-cashing place on their way to work or school. They’re usually in a strip mall, most likely next to a liquor store, and always have flashy signs that promise to “cash your paycheck today” or Read more…
“Money is life, whether you like it or not. Your money can either control you, or you can control it. There’s not a whole lot of middle ground. Set your priorities and your money will follow.” via 11 Ways To Be A Frugal Weirdo And Love It – Frugalwoods.
“What is the worst personal finance mistake you see people making? Overall: Taking on debt. Doing so is pledging yourself to a life of slavery. Investing: Thinking “Hey, Warren Buffett made his money picking stocks. So can I.” What product or service epitomizes consumerism? Wal-Mart” via 10 Questions with James Read more…