Improve your financial situation In just 30 days, you can cut your monthly expenses and improve your overall financial situation. But once you slash your expenses as much as they can be slashed, it is time to look elsewhere. That gap is just begging to be widened. So? Earn more. Earn more at your day job. By asking for a raise, you can increase your income without ostensibly increasing your hours or your responsibilities. Get Read more…
Flashing a Custom ROM isn’t difficult, but it also isn’t always straight forward. In this video, XDA TV Producer TK gives a generic overview of the process. He explains the reasons for the many steps you will find in flashing a Custom ROM. While this video won’t give you the exact steps for your device, the foundation taught in this video will help you understand what you are doing. via How to Flash a Custom Read more…
Sometimes being busy feels good, and sometimes keeping busy makes us feel important. But you are valuable because of who you were made to be, not because of the activities you do. Your worth does not depend on your busyness. You can do fewer things, even if the things on your calendar are all good things. And the things we keep busy with often are good things. There’s volunteering, there’s being a friend, there’s work. Read more…
Priorities: Think really, really hard about what matters to you. A nice car would be fun. So would a McMansion. However, those things bind you. They destroy your time by making you work for them. They leave you without options. Do you own them or do they own you? Hard to tell. After some careful introspection, I believe that most folks would come to the same conclusion as I have; being able to live life on Read more…
4. Take smaller steps on the days when the big ones seem to daunting. On some days getting started with any of the the most important tasks may seem daunting. And so you start to procrastinate. When that happens, one thing that has worked for me is to be kind. To nudge myself forward instead of beating myself up. So at such times I take: A small step. I may make a deal with myself Read more…
How To Read A Frugalwoods Expense Report From top to bottom. I jest, you could read it bottom to top if you so desire, I’m not going to stop you. As regular readers know, we itemize every single dollar we spend (which is why there’s a line item for $4.40 this month). I do this because it’s the most honest articulation of how we allocate our resources and managed to save 71% of our take-home pay in 2014 Read more…
… The great thing about this list is that people have choices. They can choose to do one of them, all of them, or some of them. They can start out with just one and then add some others later. Life is about choices. Making the choice to live life in a simpler way is something that is becoming a popular thing to do. … via 7 Ways to Live a Simpler Life in a Read more…
Don’t let the boat anchor of your past mistakes drag on you forever into your future. Clinging to past behaviors is one of the built-in weaknesses (also known as Cognitive Biases) that we humans are born with. In this case, we’re talking about Loss Aversion and maybe a bit of the Sunk Cost Effect: we tend to value things we already have, and things we have poured a lot of money into, even if they Read more…
I recall the vivid example of Japanese athlete Chuhei Nambu who, in preparation for the Olympic games, throughout the day, in addition to the main practice, used every free minute for making springy hops and jumps—walking to school, on the way home, standing around with friends, etc. This helped him to set the world long jump record. Much later, in a personal conversation, he told me that all this had really helped him to turn Read more…
… Brainwashed By Advertising Oh sweet marketing and advertising…what have you done to us? Credit cards, car dealerships, mortgage and home companies and every other corporation has conditioned our brains to think that living with debt is no big deal. It also shows the poor marketing on the side of financial companies as well who have a superior product to build wealth and yet many people continually fear it. Probably comes from the fact that Read more…