TFF Consulting

How to Slow Down Your Family’s Schedule

1. Discern where the motivation is coming from: you or your child. Take a step back and honestly evaluate the activities, teams, organizations, and clubs your child is enrolled in. Is the underlying motivation truly the welfare of your child? Or are there personal motivations shaping your decisions: succumbing to pressure, trying to impress other parents, or trying to make up for missed opportunities in your own childhood? 2. Determine an ideal baseline number of activities. Read more…

By tffconsulting.com, ago

10 ab exercises to do (print this out) – Early To Rise

So let’s review a huge list of abdominal exercise substitutions: 1) Replace crunches with: Planks, mountain climbers, and stability ball jackknives 2) Replace cross-crunches (i.e. twisting or oblique crunches) with: Side planks and cross-body mountain climbers 3) Replace sit-ups with: Stability ball jackknives, stability ball planks, stability ball pikes, stability ball rollouts, and hanging knee raises. via 10 ab exercises to do (print this out) – Early To Rise.

By tffconsulting.com, ago

Walking or Biking to Work May Make You Happier With Your Commute

Of course saving money and getting a workout could help a lot of people feel more satisfied with life in general, but there are plenty of reasons why this in particular can make commuters happier. Walking or biking generally means you have to plan further ahead and you’re in less of a rush. You are also rarely slowed down by circumstances outside of your control. Until pedestrian gridlock becomes a thing, anyway. via Walking or Read more…

By tffconsulting.com, ago

5 Mobility Biohacks to Improve Your Morning Routine (+ a 4 step plan)

It is not new news that exercise is an important factor of a healthy lifestyle. If you’re in some sort of physical practice, be it CrossFit, yoga, or endurance training, and   are looking to upgrade your performance, enhance your longevity, and get in touch with the physical, it could be helpful to ask what type of movement are you doing (or not doing) during the rest of your day. – After all, there are only Read more…

By tffconsulting.com, ago

Be Proud of Your Side Hustle to Be More Productive

By being open about your side gig, you make scheduling a social life or family events a lot easier. When everyone knows you have another job or jobs you’re committed to, they’re often more understanding of your schedule. Keep in mind that your employer may not allow or be pleased to find out that you have a second job, so there are still times when it’s best to keep it quiet. But as long as Read more…

By tffconsulting.com, ago

Money is a Means, not an End – Life In Charge

But because we spend our time thinking about it so often, we forget that money is just the tool to help us reach our vision.  Money is a means that allows us to reach our end goals.  The reason you hear people say that money can’t buy happiness is because those people whose ideal was to have more and more money were disappointed.  Money in and of itself doesn’t bring you fulfillment. However, if you Read more…

By tffconsulting.com, ago

How Every Small Change You Make Pays Compound Interest | Blonde on a Budget

… Compound interest happens when you earn interest off of the interest you’ve already earned. So in financial terms, if you invest $100 and make 10% on it each year, you’d have $110. The compounding part comes in when the interest is calculated based on that new total. Instead of making 10% on $100 the next year, you’d make 10% on $110. So instead of earning $10, you’d earn $11. This continues – so next Read more…

By tffconsulting.com, ago

Finance Goals For Your 20s | The Art of Manliness

You’ll sometimes hear these days that 30 is the new 20, and the importance of moving towards career, relationship, and finance goals in your twenties gets overlooked. When it comes to the latter category, it may seem like getting your financial house in order is something you can work on once you settle down and start your “real life.” After all, it may not seem like you have many assets to manage; you may be Read more…

By tffconsulting.com, ago

A Life Worth Waking Up For

You see, and I stand as proof of this, the more we experience joy in life, the more we can’t wait to get up and start living it. On a very small scale, compare the worker who hates his job and the one who loves it. The man or woman who hates his work scowls at the alarm clock, rolls out of bed with frustration, takes his time getting ready, mopes around the office, counts Read more…

By tffconsulting.com, ago

How to Build an Emergency Budget (and Why You Need One)

Basically, you’ll have to decide whether to: Stay on track with your goals and replenish your emergency fund later, or ; Reduce your savings/debt goals or put them on hold until your income picks back up. If you choose Option 1, you’ll simply stick to your goals and add them to your emergency budget. If you choose Option 2, simply adjust your emergency budget accordingly. When it comes to savings goals, it probably makes sense Read more…

By tffconsulting.com, ago