Adulthood Doesn’t Need To Happen All at Once This is an error I made in my thinking post-college. I was so anxious to be a real, live grown-up that I wanted it to happen all at once. Mr. FW jokes that if I’d had my way, we would’ve graduated college, gotten married, bought a house and a car, and gotten pregnant all in the same month. He’s kind of right. Thank goodness a cooler head prevailed (his) Read more…
Where you work can affect your physical health. When you’re looking for your perfect setup there’s plenty to choose from: exercise balls to sit on, treadmill desks, standing desks, ergonomic chairs and keyboards, laptop stands, second screens… you could spend hours (and a fortune) putting together a setup that works for you. iOS developer David Smith described a tip I’d noticed myself on his podcast, Developing Perspective. According to David, when he started university a Read more…
Passive income, by contrast, is unlimited. Once you’ve wrapped up one project, you can move onto the next — and wealth starts to pile. That’s the ultimate difference between active and passive income. Active income rewards you for infinitely trading time-for-money. Passive income rewards you for working hard today so you can reap the rewards for decades into the future. via “I Want to Create Passive Income, But I Don’t Know Where to Start” — Part I, Read more…
By the time we combined forces and got engaged in 2007 and married in 2008, we were already in a rare position for our age group: we had no debt, we didn’t live paycheck-to-paycheck, and we earnestly wanted to buy a house. And so, we started saving even more. With the objective of homeownership guiding us, we were content with our uber frugal status. In the same vein as our current style, we rarely ate out, we didn’t pay for Read more…
When it comes to bodyweight exercise, it is all about changing leverage and the amount of your bodyweight you handle. This is the key to progress. It’s not as simple as adding a plate or taking away one from the bar. And although you can certainly manipulate reps and sets you still need to understand the ideas of progression to really go far in any bodyweight exercise. Sadly, few people really understand this concept. In Read more…
When basics like rent, groceries, and transportation take up most of your income, you can’t fathom extras that are important for your mental, emotional, and physical health. Think about what you personally need to be happy now and find low cost versions. Spend your energy focusing on what you can afford over what you can’t. Instead of focusing on how far away I live from all the top restaurants and bars (which are out of Read more…
As I wrote this piece, I kept stopping to contemplate, “what makes for a long term, long distance friendship between men?” Well, for starters, there are quite a few similarities to what makes for any strong relationship, romantic or platonic: common interests and values, mutual respect, consideration, and an appreciation for the other person, differences as well as similarities. Yet it’s easy for distance, family responsibilities, nearby acquaintances, PTA meetings, weekend chores, work, and even money Read more…
“If your truck payment is bigger than your house payment – you might be a redneck” via Our Car Payment was Bigger than our House Payment – Money Peach.
We periodically have a ladies’ night in our neighborhood. At a recent one, Ruby told us how she frequently misleads her husband about the amount of money she spent on a purchase. Or in other words, she told us how she outright lies to her husband about how much money she spends on things. I believe her exact words were, “I usually tell him something costs about 40% of what I actually spent.” Wait, what?!? Read more…
The first mystically appears 3 times a year – January (when they make their new year resolutions), June (when they realize they’ve put on some weight) and December (when they valiantly attempt to bridge the gap between their current state and what they wrote down in January). Then there’s the second type – those who work out 3 times a week. This bunch may appear a little fanatical, showing up consistently every Monday, Wednesday and Read more…