The first mystically appears 3 times a year – January (when they make their new year resolutions), June (when they realize they’ve put on some weight) and December (when they valiantly attempt to bridge the gap between their current state and what they wrote down in January).

Then there’s the second type – those who work out 3 times a week. This bunch may appear a little fanatical, showing up consistently every Monday, Wednesday and Friday. Every time you see them, you’ll hardly notice any difference. That’s because they are already fit and any incremental growth that happens is barely noticeable over the short term.

via White Collar Freedom: Staying Financially Fit, ‘365-days-a-year’.

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