TFF Consulting

Early Retirement is an Impossible Dream for Most

How could anyone possibly complain about having money problems, while simultaneously paying tens or hundreds of dollars per month to have passive video entertainment and commercials streamed into their house? People are simultaneously robbing themselves of money and the necessary mental quiet time that is a prerequisite to getting ahead – building skills, meeting people, getting better jobs or starting better businesses. The average person spends over 95% of what they earn and burns most of it on necessities that Read more…

By tffconsulting.com, ago

I started a business! – 1500 Days to Freedom1500 Days to Freedom

I can’t tell you how excited I am about this new venture. Going into business marks a new and exciting chapter in my life. I love the fact that my business is going to help the people get to the gym (or not). And this is only the start. I’m in talks to franchise I.D.L.E. and I dream big. Soon, I.D.L.E. will be partnering with a gym near you. Mention this post for 25% off the first month Read more…

By tffconsulting.com, ago

Guest Post: J. Money’s 7 Money Lessons from 7 Years of Blogging | Phone.Wallet.Keys

Owning your own business is rewarding, but it’s also a major work out on both your body and your brain. And I have a much bigger appreciation for both sides of the coin now, fully realizing there’s no shame at all in working for someone else. Despite what people might say. The shame comes in resigning yourself to being miserable for the rest of your life no matter what your employment looks like. This country Read more…

By tffconsulting.com, ago

How to Defeat the Most Common Self-Fulfilling Fitness Prophecies

The answer might come from researcher Dr. Carol Dweck, pioneer of the concept of “growth” and “fixed” mindsets. People with a fixed mindset believe abilities and talents are immutable traits; you either have them or you don’t. They take negative feedback personally because they don’t differentiate between their performance and themselves. They avoid challenge and see failures as being outside of their control. On the other hand, those with a growth mindset believe skills and Read more…

By tffconsulting.com, ago

White Collar Freedom: At The Break of Dawn

The plan, of course is to utilize this short term freedom and look for a better, more well-maintained rat cage while working on a side-hustle (if any of you need any paid writers, do drop me an email). On the flip side, there’s a safe path that the majority of us take – which is to hang on to this debilitating rat cage and hope that somehow our situation cures itself. I see that as Read more…

By tffconsulting.com, ago

How Erin Saved One Years’ Worth of Expenses, Quit Her Job, and Enjoys More Flexibility | Afford Anything

I would say do what’s right for you. Self-employment and even side hustling isn’t for everyone, so make sure you ask around and get a lot of insight from those who have been there and done that. While I’ve always been a very dedicated, motivated employee, there have been really tough days when I think about returning to the traditional workforce. It takes a different kind of tenacity to succeed when your success is solely Read more…

By tffconsulting.com, ago

50 Small Businesses You Can Start on Your Own – The Simple Dollar

These are just some of the many side business opportunities that have grown more common in the past few years. However, there are many more out there already, in addition to some that are yet to be discovered. As you embark on your new side business or “side hustle,” remember that you are only limited by your own imagination and skillset. Don’t be afraid to be creative, and don’t let anyone tell you that you Read more…

By tffconsulting.com, ago

Keep a Fitness Journal to Prevent Excuses

Another trick is to think of yourself as a friend who’s asking for advice. Interestingly, people are great at seeing the rationalizations and lies of others, but are vulnerable to their own. By pretending that your situation is a friend’s instead, you’ll be more capable of defending yourself. via Keep a Fitness Journal to Prevent Excuses.

By tffconsulting.com, ago

Sign Up at irs.gov Before Crooks Do It For You — Krebs on Security

To obtain a copy of your most recent tax transcript, the IRS requires the following information: The applicant’s name, date of birth, Social Security number and filing status. After that data is successfully supplied, the IRS uses a service from credit bureau Equifax that asks four KBA questions. Anyone who succeeds in supplying the correct answers can see the applicant’s full tax transcript, including prior W2s, current W2s and more or less everything one would Read more…

By tffconsulting.com, ago

The Case for Replacing Exercise with Play : zen habits

We procrastinate when it comes to exercise, even when we know it’s good for us. Even when we know that we’ll feel better afterward. It sucks because it’s just another difficult chore that we’re adding to our already full days. And even when we have nothing to do, the lure of digital fun is much stronger than the call of the elliptical machine. via The Case for Replacing Exercise with Play : zen habits.

By tffconsulting.com, ago