White Collar Freedom: 5 Reasons Why Financial Freedom Is Not For You

Financial freedom is different for everyone. However, it’s still important to have your definition of it. Is it $2 million dollars? $5 million? 6 rental properties? Or something less ambitious like mine – when passive income exceeds monthly expenses by 50% or more… Whatever it is for you, it has to be Specific, Measurable, Attainable, Realistic and Time-related. In other words, it has to be S.M.A.R.T. But they all share one common theme – not Read more…

How To Get Out Of A Financial Rut And Get Motivated – Making Sense Of Cents

When in a financial rut, you might start feeling negative about your situation. This is only normal, but you should stop. I am a firm believer that thinking positively (even when pretending) can change your mindset for the better. Thinking negatively doesn’t help anything or anyone if you are trying to learn how to get out of a financial rut. Whenever I am feeling negative, I think about how much time I am wasting by being negative. That Read more…

The 3 C’s of the Perfect Day – Early To Rise

Control what you can (your thoughts and actions), to make the right decisions, and to take personal responsibility. Control your mornings and you will win your days. Conquer the external chaos to overcome everyday challenges and to deal with life’s inevitable losses and disappointments with grace. Concentrate on what counts – your Vision – and be grateful for your place in life. via The 3 C’s of the Perfect Day – Early To Rise.

Our 12 Tips For Finding Roadside Treasures (aka Great Trash Finds) – Frugalwoods

Be discerning in the trash that you collect. After all, it is stuff and no one wants to be ruled by their stuff–which is almost guaranteed to happen if you have too much of it. With furniture in particular, think twice before grabbing that Ikea coffee table. Does it look like Frugal Hound assembled it? Will it even survive the trip home? Conversely, I always pounce on finely crafted wood furniture. Even if I don’t Read more…

T Nation | The Insulin Advantage

It’s human nature to label something as good or bad, but this myopic outlook often does us more harm than good. Those wanting fat loss call insulin the “bad” hormone that’s making us chubby by inhibiting fat burning and increasing fat storage. Those wanting muscle growth call insulin the anabolic and anti-catabolic phenomenon. How can one hormone be a fat boy’s nemesis and a skinny boy’s best defense? The truth is, insulin is like a Read more…

Fail Faster at Habits : zen habits

If you follow this plan, it’s guaranteed to work. Give yourself brownie points for shipping, for reviewing, for continuing the cycle. Treat each cycle as an experiment, with a hypothesis and a test and an analysis of the data. Experiment again. Three-day cycles are amazing because you’re iterating faster than pretty much any other method out there. You could iterate daily, actually, but you’re likely to have better data after three days instead of just Read more…

40+ Hours a Week Making Money & zero on Personal Finance!

Our jobs can leave us stressed out to the point of undesirable health. It is a rarity if you actually genuinely enjoy your job – a majority of Americans don’t. Even if you do, you could be just one unlucky appointment to a jerk boss or recession “right-sizing” away from having it taken away. Employer loyalty is a thing of the past. We sacrifice a lot for our employers – health, family, friends, community involvement, Read more…

The Giant Free Project List – The Simple Dollar

If the project makes it on the list, it’s something I’m excited about doing. The reason I haven’t done all of these things is because there are lots of things in my life that I enjoy doing and sometimes other things find their way to the front of my mind, whether I plan on it or not. If the project isn’t something I’m excited about, I sell the items and generate a little revenue. via Read more…

​Walt Disney’s Best Career Lessons

When times are tough, you must steel your resolve. If you feel as though you’re on thin ice, keep your eyes on the next 30 days. Much like how you would develop a skill, treat this trying experience like practise for your persistence and optimism. As author Pat Williams highlights in How to Be Like Walt, Disney once said, “I always like to look on the optimistic side of life, but I am realistic enough Read more…

How Ben Franklin Started With Nothing and Became Wealthy – Early To Rise

You see, Franklin knew he was on his own, so he didn’t invest his money in things he didn’t understand.  When Franklin arrived in Philadelphia, the city was ravaged by the South Sea Bubble.  A group of speculators sold stock in a company and hyped it up.  The stock prices went soaring until people came to their senses.  Many folks lost piles of wealth and bankruptcies throughout the entire British Empire sky-rocketed.  Franklin saw this Read more…