TFF Consulting

Happiness Is a Superpower : The Art of Non-Conformity

Finding happiness isn’t simple as stating the obvious: sex, drugs, and rock n’ roll—or whatever the short-term equivalent might be—won’t bring you happiness. Hopefully, most of us either know this intuitively or have figured it out without too much damage. And it’s not as easy to find as some might say, for ultimately happiness is a combination of many things: current state of being, progress toward long-term goals, social environment, family history, and possibly other Read more…

By tffconsulting.com, ago

10 Things You Need to Know Before Buying Your First Rental Home – Early To Rise

Number 6:  Stick close to home. This one is debated a lot.  Some of the very best deals these days are in cities like Detroit.  However, if you live in Oklahoma, trying to buy right and manage a rental property in a city far away is probably not the right path.  Later maybe, but not for your first. You want to invest if possible in your city so that you can drive by your investment Read more…

By tffconsulting.com, ago

Keep Your Budget Intact by Preparing for These Three Common Pitfalls

Sticking to a budget is more than just keeping your spending under control. Yes, that’s important, but unexpected financial pitfalls can completely blindside you and wreck your budget, too. These fall under three basic categories. Financial writer Trea Branch rounds up three general pitfalls that can wreck your budget. Here they are, along with a few tips for managing: via Keep Your Budget Intact by Preparing for These Three Common Pitfalls.

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30 Fast Tips for a More Frugal Life – Early To Rise

6. PAY WITH CASH “To help prevent going over your budget, especially when shopping at a mall or store, use cash,” said Daniel Fayette in his one-minute money tip. If your bank account balance tends to get too close for comfort to $0 each month, this is a smart trick to keep your spending on track. “Having to actually take money out of your wallet or purse helps remind you how much you’re really spending Read more…

By tffconsulting.com, ago

Immediate Happiness, Success, and Less Stress in 3 Simple Steps – Early To Rise

#1 ~ Identify Your Personal Negative Beliefs Write down the most common negative comments you think and speak about yourself or your situation? Examples: “I’m no good at (blank).” “I’m ugly, fat, stupid.” “I can’t articulate.” “I’m so insecure.” “I’m afraid of (blank).” “People disrespect me.” “I can’t think clearly.” via Immediate Happiness, Success, and Less Stress in 3 Simple Steps – Early To Rise.

By tffconsulting.com, ago

Celebrating Two Years of Early Retirement | Root of Good

Keeping finances on track After two years, we are $235,000 wealthier than when I left my job.  Around $120,000 of that net worth boost came from Mrs. Root of Good’s salary since she continued working even after we reached financial independence (more on that decision below). The other $100,000+ of net worth growth came from investment gains in excess of our annual spending.  In other words, even if Mrs. RoG didn’t work at all these Read more…

By tffconsulting.com, ago

Mozart and Beethoven’s Secret Weapon – Early To Rise

Of course, there is always a Black Sheep in any fraternity. Take Chopin, my favorite composer. He was a late riser and composed in the afternoons, relying on bursts of creativity. While he did not follow a rigid schedule, he came up with many of his ideas while walking. It was said that once an idea was in Chopin’s head, he worked like a maniac, sometimes shutting himself off in a room for entire days. Perhaps that Read more…

By tffconsulting.com, ago

Frugality Gives Us Options – Frugalwoods

hat Frugality Can Do For You Through talking with and learning from all of you, I’ve gleaned that no matter what precise path you’re on in life, the universal truth is that–without fail–frugality gives you options. The only demographic this doesn’t ring true for are the billionaires of the world–after all, they can pretty much afford to do anything. But for the rest of us, there’s a limit to our spending capabilities. And it’s alarmingly Read more…

By tffconsulting.com, ago

A Tip for “Making Space” in the Squat | StrongFirst

Also, imagine the femurs can “get longer” from the center of the bone. If the femur was divided equally in half, they could be “stretched” forward and backward. Obviously, the bones in your legs don’t have the capability to move like this, but the mental focus and intent of the imagery really sets the hips for a proper squat. Try it out and let me know in the comments section if it worked for you Read more…

By tffconsulting.com, ago

Nothing lasts Forever – 1500 Days to Freedom1500 Days to Freedom

Money limits, but money also empowers Money is the great limiter. As long as you need it, you must trade your time to get more of it. Never forget that time is the most valuable of all resources. I encourage you to save and live frugally so that selling your time becomes an option, not a mandate. With some hard work and rational investing, the tide will turn and money will set you free. And with a little luck, Read more…

By tffconsulting.com, ago