Day 2 (about age 20), Investing! (A whole new world): When I was in college, a girlfriend who was a business major dragged me to an investing seminar. I did not want to go. However, I really enjoyed it and learned a ton. While the course was just the tip Read more…
A couple months ago we were driving to a Strawberry Festival when I pulled up behind this Papa Johns pizza delivery guy. Several dudes I know delivered pizzas for years–it’s a decent job and can easily accompany other full time employment or schooling. But, one thing is certain: it is going to Read more…
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Type 1: Grew up lower to middle class, Big Spender now Ralph: Ralph’s father owned a struggling, small business. One day, the IRS nabbed Ralph’s father and took almost everything away. Ralph’s philosophy is that he needs to spend it all now in case a similar thing happens to him. Despite making well Read more…
…. Americans aren’t saving for retirement It seems like every day a new survey is released that concludes Americans aren’t saving nearly enough for retirement. Google “percentage of Americans who haven’t saved for retirement” if you want to engage in some schadenfreude. My search suggested that fully a third of Read more…
… Fear not, to stave off these lurid and deplorable supermarket wallet-killers, Mr. FW and I assembled the below list of things we never, ever buy at the grocery store. Now, this is obviously based on our own experiences (like everything else in Frugalwoods-land!), so your mileage might vary depending on where Read more…
The Frugalwoods Guide To A Very Frugal (yet still awesome) College Experience 1) Choose an inexpensive school. OK, I realize this proverbial horse may already be out of its proverbial barn, but I wouldn’t be a true frugal weirdo if I didn’t highlight the #1 way to avoid student loan debt. This Read more…
… At the end of the day, if you choose to dance with a partner, it takes more than coordinated steps to tango. It selfishly demands the ability of one to let go…to fall, with eyes closed – knowing that the other will be there to catch you. 2. Separate Read more…
By following this methodology, we’ve found it’s fairly elementary to avoid eating out. We don’t feel deprived, we enjoy the foods we eat every week, and we have our frozen pizza option for emergency situations. All in all, we’re thrilled we’ve been able to save this additional $2,880 per year. And Read more…
Improve your financial situation In just 30 days, you can cut your monthly expenses and improve your overall financial situation. But once you slash your expenses as much as they can be slashed, it is time to look elsewhere. That gap is just begging to be widened. So? Earn more. Read more…