According to the non-profit group Giving What We Can, an annual income of $40,000 places you in the richest 2.0% of the world’s population. An income of $25,000/year puts you in the top 3%. Even a minimum wage job ($7.25 and hour, 40 hours a week, 52 weeks a year) puts Read more…
The way in which Mr. FW and I structure our lives is unusual, but remarkably rewarding. Finding a purpose deeper than simply spending money and consuming pop culture has made us happier, more peace-filled people and has strengthened our marriage in unexpected ways. Sharing these experiences with all of you is one Read more…
I use mint.com heavily to track and audit our budget. The article below has some wonderful ways to use some slightly more advanced features. Mint is a great tool for basic budgeting, and you can really optimize it by making the most out of some of its features. With a Read more…
Did your parents teach you about money as a kid? How so? What is your favorite style of beer? And what is your favorite beer in that style? What is the best thing you’ve read lately? How do you handle people with different views on money, ie spendy people? via Read more…
The solution to this conundrum is simple, yet may be painful for many: You need to keep your expenses as low as possible for as long as possible. For some people, that could mean living a few extra years at home with mom and dad while you pay off student loans. Read more…
Basically, Blow Money is great for your relationship. If you have your own little slice of money to blow, you’ll be less likely to hold animosity toward one another for that impromptu video game or shoe purchase. When it comes to your relationship and your money, you need your space. via Read more…
“Freedom” money is a beautiful concept, something that I’m sure many people dream about. The question really comes down to whether or not it’s something you really want for yourself. It’s not an easy road to get there, but you can make it there if you make the choice. Will Read more…
Every study reports the same finding: We spend more when we pay with plastic than when we pay with cash. And one of the most commonly offered pieces of advice for those trying to stick within a budget is to pay with cash rather than credit. Yet the strategy remains Read more…
How could anyone possibly complain about having money problems, while simultaneously paying tens or hundreds of dollars per month to have passive video entertainment and commercials streamed into their house? People are simultaneously robbing themselves of money and the necessary mental quiet time that is a prerequisite to getting ahead – building skills, meeting people, Read more…
Owning your own business is rewarding, but it’s also a major work out on both your body and your brain. And I have a much bigger appreciation for both sides of the coin now, fully realizing there’s no shame at all in working for someone else. Despite what people might Read more…