The solution to this conundrum is simple, yet may be painful for many: You need to keep your expenses as low as possible for as long as possible. For some people, that could mean living a few extra years at home with mom and dad while you pay off student loans. For others, it could mean getting an apartment with three friends instead of scoring your own place. Go without cable television for a while, ditch your smartphone, eat cheap and easy meals, and ride a bike instead of using public transportation as often as you can.

via How to build wealth from scratch.


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