We’ve pointed out before that you shouldn’t use your day job as an excuse to not pursue your passion. Some people may argue you should quit so you have no choice but to succeed at your dream. While that sounds good in theory, it’s not practical, and, as Koppelman points Read more…
Mutual fund types Initially, mutual funds only invested in equities (stocks). Because the bond market is roughly twice the size of the stock market, it didn’t take long for mutual funds to start investing in bonds too. As time passed, the number of funds increased as they began to specialize Read more…
By using one notebook, you’ll find a lot of smaller ideas that otherwise might have eventually gotten pushed aside for the meatier, well developed concepts. Those are the real gems. Creative director and illustrator Kevin Lyons explains how he tries to use every one of his ideas: No matter what Read more…
… 7. Debt. You are wasting your money if you have high interest rate debt. This is due to interest charges you are paying that will just keep building up until you are able to pay it off. If you have never done so, I want you to add up Read more…
2. No bills. Before I woke up from the “American dream,” I owned a house and a car, both which came with lots of bills. With the hotel lifestyle, I pay no utilities, no property insurance, no property taxes, etc. I also don’t have any unexpected fees or risk of fines. Instead, virtually Read more…
The secret lies in leveling up. Like a video game, the way to changing your health habits is by starting out at the first level, and only going to the next level after you’ve beaten the one before that. The problem is that most people start at Level 10 and Read more…
But, what SIM card or company should you use before heading abroad. First, if you have T-Mobile, there is free data and texting through their partner MoviStar. No LTE in the countryside where we are, but there is strong 3G-HSPA. With WhatsApp and Hangouts over data, there isn’t a big need Read more…
When lifting a stone, you first need the requisite mobility to pull yourself into a deep squat while having your hands on a fixed object. There are two places you can optimally stabilize your spine and trunk: one is while standing, and the other is in the bottom of a Read more…
Simplifying Our Tasks When we realize we’re trying to fit too much stuff (tasks, errands, obligations) into a small container (24 hours), it becomes obvious that we can’t get a bigger container … so we have to get rid of some stuff. It just won’t all fit. We do that Read more…
Our culture espouses continual consumption as the answer to all ills. But in reality, it only serves to chain us to the consumer carousel of endless buying. Conversely, if we allow ourselves to step outside of this buying-focused mindset, we can start to address the actual stuff of life. How are we Read more…