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Time

Your Morning Challenge – Early To Rise

“Have a plan and a direction. Know what you want to accomplish: not just for the day, but in the big picture,” Strauss said. With a clear schedule and mind, and a focused to-do list that has been properly seeded with preparation from the night before, you’ll be able to Read more…

By tffconsulting.com, 10 years ago
Time

Side job helps chop 25-year payoff plan to 6 months

You can get out of debt too Paying off her student loan so quickly was not easy and it required sacrifice. But her advice is to believe in yourself. You can do this! Another thing that worked for Adrienne: “Take some quiet time to really imagine how it feels to Read more…

By tffconsulting.com, 10 years ago
Motivation

Someday | The Minimalists

Let’s go analog for a moment: grab a pen and a piece of paper, and then write down a handful of meaningful things you’ve been intending to do. Label this list “Someday”: Declutter your home? Read a classic novel? Take a road trip? Get into shape? Join a yoga class? Read more…

By tffconsulting.com, 10 years ago
Motivation

How to Beat Procrastination – Early To Rise

By doing. Do or do not do. There is no try, young Skywalker. Start now. I write because that is what I was born to do. I can’t stop writing. But I’ll admit, sometimes it’s awful tough to get started. Some days I need a little extra push to get Read more…

By tffconsulting.com, 10 years ago
Time

Celebrating Two Years of Early Retirement | Root of Good

Keeping finances on track After two years, we are $235,000 wealthier than when I left my job.  Around $120,000 of that net worth boost came from Mrs. Root of Good’s salary since she continued working even after we reached financial independence (more on that decision below). The other $100,000+ of Read more…

By tffconsulting.com, 10 years ago
Motivation

Mozart and Beethoven’s Secret Weapon – Early To Rise

Of course, there is always a Black Sheep in any fraternity. Take Chopin, my favorite composer. He was a late riser and composed in the afternoons, relying on bursts of creativity. While he did not follow a rigid schedule, he came up with many of his ideas while walking. It was said Read more…

By tffconsulting.com, 10 years ago
Finances

Frugality Gives Us Options – Frugalwoods

hat Frugality Can Do For You Through talking with and learning from all of you, I’ve gleaned that no matter what precise path you’re on in life, the universal truth is that–without fail–frugality gives you options. The only demographic this doesn’t ring true for are the billionaires of the world–after Read more…

By tffconsulting.com, 10 years ago
Finances

Nothing lasts Forever – 1500 Days to Freedom1500 Days to Freedom

Money limits, but money also empowers Money is the great limiter. As long as you need it, you must trade your time to get more of it. Never forget that time is the most valuable of all resources. I encourage you to save and live frugally so that selling your time becomes an option, Read more…

By tffconsulting.com, 10 years ago
Technology

Do more with your smartphone without paying more for data – Ting.com

You may think you need unlimited, and for some people, the extra expense and waste is a worthwhile trade-off. That said, what the major carriers don’t want you to know, is that the more you know about your phone, the more control you take back. We’re fans of and advocates Read more…

By tffconsulting.com, 10 years ago
Finances

Understanding the Diderot Effect (and How To Overcome It)

We buy a new shirt or dress… and immediately begin looking for new shoes to match. We bring home a new couch… and suddenly the end tables in our living room appear old and shabby, in need of replacement. We purchase a new car… and soon begin spending money on Read more…

By tffconsulting.com, 10 years ago

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