TFF Consulting

The Serendipitous Turns of My Life (or The 8 Days that set me on the Path to FI) – 1500 Days to Freedom1500 Days to Freedom

Day 2 (about age 20), Investing! (A whole new world): When I was in college, a girlfriend who was a business major dragged me to an investing seminar. I did not want to go. However, I really enjoyed it and learned a ton. While the course was just the tip of the iceberg, it set me on a course for future financial success. Day 3 (age 25), College confusion: After high school, I had no Read more…

By tffconsulting.com, ago

Humorous Consumerism Today | Retire29

A couple months ago we were driving to a Strawberry Festival when I pulled up behind this Papa Johns pizza delivery guy. Several dudes I know delivered pizzas for years–it’s a decent job and can easily accompany other full time employment or schooling. But, one thing is certain: it is going to be really hard to make decent money delivering pizzas when those pizzas are being protected by 2.5 tons of Detroit steel (plus the weight of the Read more…

By tffconsulting.com, ago

The Evolution of the Best Morning Routine – Early To Rise

With at least fifteen minutes of uninterrupted focus each morning, you can create a plan to climb out of debt, you can practice an effective sales presentation, you can do a short workout or prepare a healthy breakfast and pack a healthy lunch, or you can write 500 words for your book – and in just 120 days would have a full 60,000 word book completed. These minutes add up. They are vital to your Read more…

By tffconsulting.com, ago

Ask the Readers: Do you have a Good Relationship with Money? (I don’t) – 1500 Days to Freedom1500 Days to Freedom

Type 1: Grew up lower to middle class, Big Spender now Ralph: Ralph’s father owned a struggling, small business. One day, the IRS nabbed Ralph’s father and took almost everything away. Ralph’s philosophy is that he needs to spend it all now in case a similar thing happens to him. Despite making well over $100,000 per year, Ralph has claimed bankruptcy. James grew up near poverty, but now makes huge money as an IT consultant. If he had saved Read more…

By tffconsulting.com, ago

24 Ways Your Office Job is Literally Killing You – Early To Rise

6. Long commutes can lead to poor sleep, higher cholesterol, and an increased risk of depression. Commuting more than 10 miles by car can lead to higher blood sugar increased cholesterol, according to a study from the University School of Medicine in Saint Louis and the Cooper Institute in Dallas. It can also increase your risk of depression, anxiety, and general misery. But public transit is no picnic, either. One UK study found that people Read more…

By tffconsulting.com, ago

How This Woman Gave Up Processed Food for a Year—On a $16,780 Salary – Early To Rise

We all know it’s healthier to “eat clean”—but convenient packaged foods, and weird ingredients seem to lurk everywhere. Just ask Megan Kimble. The Tucson-based food writer spent an entire year avoiding all processed foods, a daunting challenge she chronicles in her new book, Unprocessed ($16, amazon.com). As a busy grad student living on an annual salary of $16,780, Kimble discovered creative and affordable ways to trade packaged staples for a real-food diet. It wasn’t easy, Read more…

By tffconsulting.com, ago

3 Tricks for ALL-Day Energy – Early To Rise

Trick 3: Set boundaries for the Energy Suckers—or weed them out of your life. This may seem hard at first. Take baby steps toward change. Choose to do this out of Respect for your health and happiness! Look at the list of Energy Suckers. Choose 1 or 2 that you are most ready and willing to cut down or cut out. Make a plan to reduce your exposure starting now. Don’t wait! When I moved Read more…

By tffconsulting.com, ago

Troy Hunt: How I optimised my life to make my job redundant

I multithread and task-switch frequently I’ve obviously had a lot of parallel stuff on the go at once; multiple blog posts, speaking events, community interactions, HIBP then naturally all those Pluralsight courses and a full time job. I regularly switch between all of them which means I might be bang in the middle of doing something in HIBP then have a great idea for a blog post so I’ll go and churn out a para Read more…

By tffconsulting.com, ago

How Social Security can help you play catch-up on retirement savings

…. Americans aren’t saving for retirement It seems like every day a new survey is released that concludes Americans aren’t saving nearly enough for retirement. Google “percentage of Americans who haven’t saved for retirement” if you want to engage in some schadenfreude. My search suggested that fully a third of folks have saved a big, fat nothing! Scary. There are many reasons for this. In my dad’s case, he never had a job that even Read more…

By tffconsulting.com, ago