TFF Consulting

3 N.E.A.T. Ways To Lose 32 lbs. and Extend Retirement By Two Years | Retire29

The concept of N.E.A.T. only works for so long. Just as with expenses, there are only so many cable/cell phone bills to cut, cars to downsize, memberships to cancel, CFLs to screw in, and insurance plans to change. As the easy-to-cut expenses fall away, then you need to start biking more, wrapping your hot water heater, cutting your tax bill, and hanging your wet laundry. Same with weight. As you enter your target weight range, Read more…

By tffconsulting.com, ago

10 Questions with The Goblin Chief – 1500 Days to Freedom

Today is the 6th edition of our new periodic guest post series called 10 Questions. We have a list of 17 NEW questions we pose to fellow financial bloggers, and they are free to pick and choose 10 or answer all of them. Let us know if you would like to be featured in a future edition of 10 Questions. (If you have already answered the first set of 10 questions, please feel free to answer these new ones.) Today, Read more…

By tffconsulting.com, ago

How to Create a Bare-Bones Budget – The Simple Dollar

Whether you’re struggling to get your debt under control or simply want to build up an emergency fund or a down payment as quickly as possible, a bare-bones budget is a powerful tool to help get you there. It’s just what it sounds like: your essential expenses, and nothing else. A simple, stripped-down budget can be helpful for an aggressive savings plan, but also if you experience job loss, take a pay cut, or need to pay down debt. Even Read more…

By tffconsulting.com, ago

An Addict’s Guide to Overcoming the Distraction Habit – Early To Rise

Once you’re aware of the distractions and urges, you can start to examine the causes. After hours of following temptations online (learning all about cycling and programming, for example), I stopped and asked myself, “What’s this all about?” It was about fear — the fear I didn’t know what I was doing and was going to screw it all up. I now know it doesn’t matter if I screw it up. My value as a Read more…

By tffconsulting.com, ago

How to Become Financially Free When You Have No Money – Early To Rise

Research: Do your research, in advance, before you commit. I not only found out who my potential buyers might be, but I spoke with them to see what they were after, if they were in the market, and what price they might pay. My research also included getting to know the area where builders were active and how to determine which homes may be sitting on multiple building lots. With the Internet, researching and looking Read more…

By tffconsulting.com, ago

10 Apps I Use Every Day to Help My Productivity – The Simple Dollar

These 10 pieces of software are mostly free, they’re mostly multiplatform, and they’re all really useful in my day to day life. I use them to keep all of my ideas and thoughts managed and all of my time sensibly organized. Without these tools, I can’t imagine the kind of chaos that would fill my life. I simply wouldn’t be able to keep track of as many things and juggle as many balls as I do, Read more…

By tffconsulting.com, ago

A Single Person’s Guide To Frugal and Happy Living – Frugalwoods

It’s been nearly a year-and-a-half since that moment. Much has changed. I sold my car. I bought a bike. I sold furniture. I sold my TV. I sold books. I donated clothing. I retooled my diet. I packed more lunches. I ran and biked to work. I got up earlier. I worked harder. I connected with more people. And most importantly, I began to feel happy, alone. It’s funny, we grow up saying, “I’ll never Read more…

By tffconsulting.com, ago