TFF Consulting

While every couple is different, advisers say there are some basics to keep in mind. Ms. Schultz recommends that households with a freelance/full-time couple avoid the tendency to use the salaried person’s income as the sole basis for important expenses (housing, utilities) and the freelancer’s income for discretionary spending only (dining out, vacation). Over time, this trivializes the freelancer’s work, she says. And, if the freelancer has a windfall (a book deal, a big contract) Read more…

Keep in mind these criteria are not hard and fast. These are just guidelines. Diversification is important when building a dividend growth portfolio. You should be looking not only at sector diversification (Tech vs. Telecom vs. Healthcare vs. Industrials), but also growth diversification (Low vs. High Growth). You want to have those companies that will do your heavy lifting and provide you some solid income (Trunk), as well as those companies that will give you some Read more…